Our Products
At Stay Sure Insurance Brokers, we offer a range of tailored insurance solutions to protect landlords, their properties, and rental income.
Explore our key products below:
1. Rental Income Protection
Protect your rental income against tenant non-payment, early lease termination, or absconding. This product is designed to give landlords peace of mind and financial security.
Key Features:
Coverage for up to 3 months’ rental income due to tenant default.
Legal expense cover for rent recovery and eviction (up to R50,000 for residential properties and R150,000 for commercial properties).
No waiting period and no excess.
Personalized premiums starting from 3.5% to 5% of the monthly rental amount.
Who Qualifies?
While this product is ideal for protecting landlords, not all tenants qualify for Rental Income Protection.
To qualify:
Tenants must meet specific criteria, such as a minimum credit score.
Tenants must not have any outstanding rent at the time of application.
Properties must be maintained as per the lease agreement.
2. Overdue: Legal Cover for Landlords
For tenants with poor credit scores or those who fail to meet the qualifying criteria for Rental Income Protection, Overdue steps in. This product ensures landlords can still manage risks effectively.
How Overdue Helps:
How Overdue Helps:
Assistance with eviction processes for residential and commercial properties.
In-Mora Notices:
Appointed attorneys will place bad-paying tenants in-mora for late payment.
Broad Legal Coverage:
Includes civil and criminal legal action, CCMA or labor matters, bail applications, arbitration, and more.
Debt Collection:
A national network of attorneys and advocates will assist with recovering overdue rental payments.
With Overdue, landlords can ensure their rights are protected and that the eviction or recovery process is handled professionally.
3. Additional Insurance Products
Legal Fee Expense Cover:
Comprehensive legal protection for landlords, including eviction support, contract drafting, and more.
Property Insurance:
Comprehensive legal protection for landlords, including eviction support, contract drafting, and more.
Commercial and Residential Liability Cover:
Comprehensive legal protection for landlords, including eviction support, contract drafting, and more.
Why Choose Us?
Tailored Solutions
Whether you need rental income protection or legal assistance, we have a product for every landlord.
Trusted Expertise
Backed by GENRIC Insurance Company Limited and a team of experienced professionals.
Comprehensive Support
From tenant screening to eviction, we’re with you every step of the way.
Ready to protect your rental income or need legal assistance with a tenant?
Call us at 086 108 6000.
Email us at letschat@overdue.co.za or info@staysure.co.za.
Visit Overdue to start your debt collection or eviction process today.